{"id":182,"date":"2021-10-07T17:14:00","date_gmt":"2021-10-07T17:14:00","guid":{"rendered":"https:\/\/www.lauraphilippsdmd.com\/blog\/?p=182"},"modified":"2021-11-16T17:15:50","modified_gmt":"2021-11-16T17:15:50","slug":"dentist-midland-5-ways-to-maximize-dental-insurance-benefits","status":"publish","type":"post","link":"https:\/\/www.lauraphilippsdmd.com\/blog\/2021\/10\/07\/dentist-midland-5-ways-to-maximize-dental-insurance-benefits\/","title":{"rendered":"5 Ways to Maximize Your Dental Insurance Benefits"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.lauraphilippsdmd.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_94424221__1637083101_84089.jpg\" alt=\"young woman looking at dental insurance on phone\" class=\"wp-image-183\" width=\"257\" height=\"172\" srcset=\"https:\/\/www.lauraphilippsdmd.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_94424221__1637083101_84089.jpg 800w, https:\/\/www.lauraphilippsdmd.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_94424221__1637083101_84089-300x200.jpg 300w, https:\/\/www.lauraphilippsdmd.com\/blog\/wp-content\/uploads\/2021\/11\/AdobeStock_94424221__1637083101_84089-768x512.jpg 768w\" sizes=\"(max-width: 257px) 100vw, 257px\" \/><\/figure><\/div>\n\n\n\n<p>Studies show that people with dental insurance benefits are 58% more likely to visit their dentist, which leads to better oral and overall health. That\u2019s because it helps make professional dental care an affordable option! If you need a standard checkup or a complex procedure, you don\u2019t have to worry about them breaking the bank because your insurance company will usually share the costs with you. &nbsp;With that in mind, here are a few simple ways you can maximize your dental insurance benefits.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Don\u2019t Neglect Preventive Care<\/h2>\n\n\n\n<p>Preventive dental care is critical to your general health. Checkups and cleanings allow your <a href=\"https:\/\/www.lauraphilippsdmd.com\/for-patients.html\">dentist<\/a> to prevent, detect, and treat dental problems before they become severe complications. Because they play an important role in maintaining good health, most dental insurance plans will cover preventive services at little to no cost to you. Make sure you attend all your oral examinations, professional teeth cleanings, and routine X-rays for the year while you still can! By doing so, you can preserve a healthy smile and avoid needing extensive and costly dental work down the line.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Understand What Your Insurance Covers<\/h2>\n\n\n\n<p>Although most dental insurance plans will only cover preventive dental care, you may be able to use your benefits for other types of dental work like fillings or dental crowns. Since both of those services can be considered restorative or medically necessary, your dental insurance might pay for a percentage of the cost. It\u2019s worth noting that every policy is unique, so make sure you review the details of your specific plan to understand what\u2019s covered!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Schedule Major Procedures in Advance<\/h2>\n\n\n\n<p>It may come as no surprise that major treatments and procedures often require multiple appointments to complete. That said, it\u2019s a good idea to schedule them in advance so you can get the most out of your coverage. If you need dental work that exceeds your annual maximum, you can ask your dental team to schedule part of it this year and the rest next year. With this strategy, you can use two annual maximums instead of just one and reduce your out-of-pocket expenses significantly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Find Out When Your Benefits Expire<\/h2>\n\n\n\n<p>Even though every dental insurance policy is unique, most tend to operate on a calendar-year basis. You\u2019re given an annual maximum at the beginning of each year, which is the most your plan will pay for approved services. If you don\u2019t use your benefits by the time December 31<sup>st<\/sup> comes around, they\u2019ll expire and won\u2019t roll over into the new year. Therefore, it\u2019s a good idea to schedule any outstanding dental treatments before the year ends.<\/p>\n\n\n\n<p>It\u2019s not too late to make the most out of your dental insurance. By following the tips outlined above, you can maximize your dental insurance benefits and walk into the new year with a healthy smile and thicker wallet!<\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Laura Philipps has over two full decades of dentistry experience under her belt. She earned her Doctor of Dental Medicine degree at Tufts University and is currently an active member of several dental organizations, including the American Dental Association and Texas Dental Association. Dr. Philipps is passionate about helping her patients achieve their happiest, healthiest smiles. For more ways to maximize your dental insurance benefits, visit our <a href=\"https:\/\/www.lauraphilippsdmd.com\/contact.html\">website<\/a> or call <strong>(432) 570-4433<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Studies show that people with dental insurance benefits are 58% more likely to visit their dentist, which leads to better oral and overall health. That\u2019s because it helps make professional dental care an affordable option! If you need a standard checkup or a complex procedure, you don\u2019t have to worry about them breaking the bank [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Ways to Maximize Your Dental Insurance Benefits<\/title>\n<meta name=\"description\" content=\"Do you have dental insurance? You&#039;ll want to make the most of it while you can. A dentist in Midland shares 5 ways to maximize your benefits.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.lauraphilippsdmd.com\/blog\/2021\/10\/07\/dentist-midland-5-ways-to-maximize-dental-insurance-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Ways to Maximize Your Dental Insurance Benefits\" \/>\n<meta property=\"og:description\" content=\"Do you have dental insurance? You&#039;ll want to make the most of it while you can. 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